Landlord Insurance
bullets Accidental Damage Cover As Standard

bullets0% Interest On Your Monthly Payments
(Subject to status. For the first year only. 18s and over. 0.0% APR Representative.)

bulletsYour Own Personal Claims Handler

bulletsCover For A Range Of Properties Including Flats, Semis And Detached Houses

bullets Plus Direct Line Guarantee To Beat Any Quote For The Same Cover
(Subject to direct line terms and conditions)

Get Quote Now

What Is Landlord Insurance?

Protect your properties with Direct Lines landlord insurance. From fires to floods to accidental damage by tenants, Direct Line cover you for loss of rent if the unexpected happens.

Normal home insurance isn't designed for rental properties. Which means YOU could end up spending money putting things right if something goes wrong.

To ensure you are fully protected, it is recommended that you purchase landlord insurance, which provides the right protection and additional cover you need as standard.

Direct Lines Standard Landlord Insurance Includes:
  • A range of protection including buildings cover as well as public and property owners' liability up to £2m

  • Public liability - Protection in the event your tenant claims against you for an injury, and you are found to be legally liable.Public liability insurance will cover costs associated with legal action

  • Contents only cover for landlords with leasehold properties, such as flats, where the buildings insurance may already be arranged by a freehold management company

  • Alternative accommodation costs following an insured event, for example a flood or fire (up to 20% of the rebuild value of your property)

  • Glass and locks replacement

  • Accidental damage to your property
As Well As Increasing Many Of The Above Limits You Can Extend Cover To Include:

Landlords' contents insurance, including those contained within communal areas
  • Loss of rent following an insured event

  • Employers' liability - protection in the event an employee claims against you for an injury caused in the course of their employment


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